Home/Regulatory Moat
02 · Regulatory Moat

Four entities.
One continuous book.

Most crypto-fiat players run on a single license and hope regulators don't ask twice. We run on four separate entities across three continents — each independently regulated, each able to settle fiat and crypto on its own rails.

Licensed entities
3
EU pending (MiCA)
1
Strategic Regional Offices
2
Asia — opening 2026
1
02 / REGULATORY MOAT

Four licensed entities.
One continuous book.

Most crypto-fiat players run on a single license and hope regulators don't ask twice. We run on four — plus points of contact in Latin America and an incoming Japanese entity. That's not overhead. That's the reason clients can sleep at night.

SAGLSIALLCLtdKKSROSRO
7 locations · 3 licensed entities · 1 EU entity (MiCA) · 2 points of contact · 1 opening
PolyReg SRO
GOAT SAGL
Switzerland · Lugano

Our Swiss entity, registered with PolyReg — a Swiss federally recognized self-regulatory organization. Swiss precision, Swiss neutrality.

Status
Active
Since
2024
Regulatory scope
  • VASP registration
  • AML program
  • Fiat settlement
03 / WHY IT MATTERS

Single-license risk.
We don't carry it.

01

Jurisdictional routing, not jurisdictional gambling.

We onboard you under the entity that matches your domicile and use case. EU clients go through our Latvian SIA (MiCA in progress), North American flow through LLC or Ltd, Swiss HNW through SAGL. If one license becomes restrictive, another takes the flow. No single regulator can freeze your business.

02

Redundant fiat rails, not a single correspondent.

Each entity maintains its own banking relationships. SEPA through the EU. FedWire, SWIFT and ACH through the US. CAD rails through Canada. You settle on the rail that's cheapest and fastest for the corridor — not whichever one we happen to have.

03

Regulatory hedging built into the structure.

Our EU arm is transitioning to GOAT Finance SIA in Latvia, currently in registration. During any gap, EU clients are routed through SAGL — continuity only possible because we weren't betting on one license.

04

SROs in LATAM, a real entity in Japan.

Strategic Regional Offices in Bogotá and Panama City come online in 2026 — not remote sales cover, on-the-ground client presence supporting USD·MXN·COP·EUR flows. GOAT Finance KK opens in Tokyo the same year with JFSA engagement underway.

04 / AT A GLANCE

Every license. Every scope.

Entity
Jurisdiction
Regulator
Scope
Since
GOAT Finance SAGL
Switzerland · Lugano
PolyReg SROCHE-291.938.013
VASP · AML program · fiat settlement
2024
GOAT Finance LLC
United States · Miami
FinCEN MSB#31000303269462
MSB · USD/EUR/GBP/MXN · LATAM corridor
2024
GOAT Finance Ltd
Canada · Toronto
FINTRAC MSB#C10001600
MSB / FMSB · CAD settlement · on-off ramps
2025
GOAT Finance SIA
Latvia · Riga
MiCA · in progress
MiCA authorization pending · EU passport on grant
2026
GOAT Finance KK
Japan · Tokyo
JFSA · in process
JPY settlement · crypto asset exchange · APAC desk
2026
SRO Colombia
Colombia · Bogotá
Regional office
LATAM liaison · USD/MXN/COP/EUR flows
2026
SRO Panama
Panama · Panama City
Regional office
Central America liaison · USD/MXN/COP/EUR flows
2026
03 / FLOW

From wire to trade
in one regulated book.

01

Onboarding

We onboard under the jurisdiction that fits you — Swiss SAGL for European HNW, US LLC for LATAM corridors, Canadian Ltd for CAD flow, Latvian SIA for the EU passport (in progress - coming soon).

Avg. 36 hrs
Enhanced due diligence
Source-of-funds review
SAGLCHSIALTLLCUSLtdCA
Accepting new institutional clients · Q2 2026

Move like the market
moves.

Talk to a desk, not a chatbot. We'll tell you in one call whether we can onboard you — and under which entity.